County Court Judgement is the term for a judgement made against a person or company for debt in the county court. Generally if a CCJ is paid in full within 30 days of the date of the judgement it won’t appear in the credit register. CCJ’s are a matter of public record. They are catalogued and held for 6 years with the Registry Trust. If a judgement is settled after the 30 day period it will be entered into public record and this will affect your credit rating.

If a County Court rules against you for defaulting on a debt, it will make an order that you must repay a creditor the debt. A CCJ will then be listed on your credit record. Having a CCJ may mean that you are turned down for future loans, or be expected to pay a higher rate than other customers. The Scottish equivalent of an English CCJ is a Decree.

County Court Judgement. A court order against a debtor to pay money owed. Details of the CCJ are usually entered on the Register of County Court Judgements. Most entries stay on the Register for six years. Once Judgement has been made against you, the creditor can then ask the court to recover the debt in various ways, including the use of an attachment of earnings order and Bailiffs.

If you are concerned because you either have a CCJ or may soon have one then call us. We can help reduce your debts and in many cases write off a percentage.

Call us on: 0800 071 1616

Email us at: info@debtsgone.co.uk

See our website: www.debtsgone.co.uk