Although levels of Corporate Insolvency have been low so far this year the same is not true for the [private individual. Levels of IVA's (Individual Voluntary Arrangements) is still at a high level in March. Also March was a record month for loan completions, indicating the general public are borrowing more then previously.

It has also been noted that levels of loan acceptance by creditors dipped in January this year because creditors were adding extra controls in their acceptance procedures. The March figures are showing a recovery in lending, indicating borrowing may still continue to rise.

If you have repayments you can no longer cope with and are struggling to survive then please call us. We are always happy to help and can offer solutions to reduce your payments to a manageable level.

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